Mobile Money Account
Share of adults (15+) with a mobile-money account (e.g. M-Pesa) — fintech beyond traditional banks. World Bank Global Findex.
Period: Global Findex 2021/2024. Method: World Bank Findex survey; share of adults 15+; latest available year per country.
Avg (2024)
31.9%
+22.2pp vs 2022
Improving
0
of 81 tracked
Declining
1
period over period
Stable
0
±0.5pp band
Adults (15+) with a mobile-money account
Interactive — choose a period, search a country, switch between bars, table and map.
azenha.ai/bulldozer
Trend over time
Group average by period, 2014–2024.
AsiaEuropeAmericasAfrica
azenha.ai/bulldozer
Movers
Biggest period-over-period changes.
Top risers
| Entity | Now | Change |
|---|---|---|
| 🇰🇪 Kenya | 87.5% | +87.5pp |
| 🇬🇭 Ghana | 78.3% | +78.3pp |
| 🇿🇲 Zambia | 69.3% | +69.3pp |
| 🇺🇬 Uganda | 67.7% | +67.7pp |
| 🇸🇳 Senegal | 66.9% | +66.9pp |
Top fallers
| Entity | Now | Change |
|---|---|---|
| 🇲🇷 Mauritania | 0% | -10.2pp |
By group
Change by group, latest period.
Africa +30.1pp
Asia +26.9pp
Americas +25.3pp
Europe +15.5pp
| Group | Members | Avg | Change |
|---|---|---|---|
| Africa | 37 | 40.3% | +30.1pp |
| Asia | 24 | 26.9% | +26.9pp |
| Americas | 16 | 25.3% | +25.3pp |
| Europe | 3 | 15.5% | +15.5pp |
Mobile Money Account — full ranking
Every entity in this dataset, in HTML. The interactive panel above shows the same numbers; this is the one that survives without JavaScript.
| # | Entity | Adults (15+) with a mobile-money account | Change |
|---|---|---|---|
| 1 | 🇰🇪 Kenya | 87.5% | — |
| 2 | 🇬🇭 Ghana | 78.3% | — |
| 3 | 🇿🇲 Zambia | 69.3% | — |
| 4 | 🇺🇬 Uganda | 67.7% | — |
| 5 | 🇸🇳 Senegal | 66.9% | — |
| 6 | 🇲🇳 Mongolia | 64% | — |
| 7 | 🇬🇦 Gabon | 61.6% | — |
| 8 | 🇰🇷 South Korea | 60.1% | — |
| 9 | 🇧🇷 Brazil | 58.2% | — |
| 10 | 🇦🇷 Argentina | 56.7% | — |
| 11 | 🇸🇬 Singapore | 56.5% | — |
| 12 | 🇨🇲 Cameroon | 55.1% | — |
| 13 | 🇱🇸 Lesotho | 53.5% | — |
| 14 | 🇨🇮 Cote d'Ivoire | 53.4% | — |
| 15 | 🇹🇿 Tanzania | 52.9% | — |
| 16 | 🇧🇼 Botswana | 51.6% | — |
| 17 | 🇨🇬 Congo, Rep. | 51.6% | — |
| 18 | 🇸🇿 Eswatini | 50.4% | — |
| 19 | 🇰🇿 Kazakhstan | 48.9% | — |
| 20 | 🇳🇦 Namibia | 48.5% | — |
| 21 | 🇲🇱 Mali | 48.4% | — |
| 22 | 🇹🇬 Togo | 48% | — |
| 23 | 🇱🇷 Liberia | 47.5% | — |
| 24 | 🇲🇼 Malawi | 47.4% | — |
| 25 | 🇲🇿 Mozambique | 45.7% | — |
| 26 | 🇧🇯 Benin | 44.9% | — |
| 27 | 🇲🇾 Malaysia | 44.5% | — |
| 28 | 🇧🇫 Burkina Faso | 44.2% | — |
| 29 | 🇿🇼 Zimbabwe | 43.3% | — |
| 30 | 🇵🇪 Peru | 42.5% | — |
| 31 | 🇹🇭 Thailand | 41.7% | — |
| 32 | 🇨🇴 Colombia | 39.2% | — |
| 33 | 🇻🇳 Vietnam | 38.7% | — |
| 34 | 🇵🇦 Panama | 38.1% | — |
| 35 | 🇸🇦 Saudi Arabia | 36.5% | — |
| 36 | 🇵🇾 Paraguay | 36% | — |
| 37 | 🇨🇩 Congo, Dem. Rep. | 35.1% | — |
| 38 | 🇻🇪 Venezuela | 33.7% | — |
| 39 | 🇳🇬 Nigeria | 32.8% | — |
| 40 | 🇸🇱 Sierra Leone | 32.2% | — |
| 41 | 🇿🇦 South Africa | 31.6% | — |
| 42 | 🇰🇬 Kyrgyz Republic | 31% | — |
| 43 | 🇵🇭 Philippines | 28.8% | — |
| 44 | 🇬🇳 Guinea | 25.8% | — |
| 45 | 🇹🇷 Turkey | 23.3% | — |
| 46 | 🇮🇳 India | 23.1% | — |
| 47 | 🇮🇩 Indonesia | 22% | — |
| 48 | 🇧🇩 Bangladesh | 20.8% | — |
| 49 | 🇯🇴 Jordan | 20.6% | — |
| 50 | 🇧🇴 Bolivia | 20% | — |
| 51 | 🇲🇬 Madagascar | 19.4% | — |
| 52 | 🇬🇲 Gambia | 19.1% | — |
| 53 | 🇵🇰 Pakistan | 18.4% | — |
| 54 | 🇩🇴 Dominican Republic | 18% | — |
| 55 | 🇦🇲 Armenia | 17.4% | — |
| 56 | 🇰🇭 Cambodia | 16.9% | — |
| 57 | 🇪🇬 Egypt | 15.6% | — |
| 58 | 🇹🇯 Tajikistan | 14.4% | — |
| 59 | 🇰🇲 Comoros | 14.1% | — |
| 60 | 🇧🇿 Belize | 13.7% | — |
| 61 | 🇹🇩 Chad | 13.3% | — |
| 62 | 🇮🇷 Iran | 13.1% | — |
| 63 | 🇮🇶 Iraq | 11.9% | — |
| 64 | 🇱🇦 Lao | 11.8% | — |
| 65 | 🇭🇳 Honduras | 10.9% | — |
| 66 | 🇳🇵 Nepal | 10.6% | — |
| 67 | 🇲🇽 Mexico | 10.4% | — |
| 68 | 🇲🇺 Mauritius | 10.1% | — |
| 69 | 🇪🇨 Ecuador | 10.1% | — |
| 70 | 🇪🇹 Ethiopia | 9.5% | — |
| 71 | 🇳🇮 Nicaragua | 8.1% | — |
| 72 | 🇵🇸 Palestine | 6.2% | — |
| 73 | 🇲🇦 Morocco | 5.9% | — |
| 74 | 🇸🇻 El Salvador | 5.8% | — |
| 75 | 🇷🇺 Russia | 5.8% | — |
| 76 | 🇳🇪 Niger | 5.7% | — |
| 77 | 🇬🇹 Guatemala | 3.3% | — |
| 78 | 🇱🇰 Sri Lanka | 3% | — |
| 79 | 🇱🇧 Lebanon | 2.7% | — |
| 80 | 🇹🇳 Tunisia | 2.7% | — |
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