Bank Account Ownership
Share of adults (15+) with an account at a financial institution or mobile-money provider. World Bank Global Findex.
Period: Global Findex 2021/2024. Method: World Bank Findex survey; share of adults 15+; latest available year per country.
Avg (2024)
69.9%
+58.5pp vs 2022
Improving
0
of 140 tracked
Declining
1
period over period
Stable
0
±0.5pp band
Adults (15+) with a financial account
Interactive — choose a period, search a country, switch between bars, table and map.
azenha.ai/bulldozer
Trend over time
Group average by period, 2017–2024.
AsiaEuropeAfricaAmericasOther
azenha.ai/bulldozer
Movers
Biggest period-over-period changes.
Top risers
| Entity | Now | Change |
|---|---|---|
| 🇮🇸 Iceland | 99.9% | +99.8pp |
| 🇫🇮 Finland | 99.8% | +99.8pp |
| 🇦🇹 Austria | 99.5% | +99.5pp |
| 🇬🇧 UK | 99.3% | +99.3pp |
| 🇫🇷 France | 99.2% | +99.2pp |
Top fallers
| Entity | Now | Change |
|---|---|---|
| 🇾🇪 Yemen | 0% | -11.9pp |
By group
Change by group, latest period.
Europe +88.5pp
Americas +66.0pp
Other +64.2pp
Asia +58.9pp
Africa +53.5pp
| Group | Members | Avg | Change |
|---|---|---|---|
| Europe | 42 | 88.5% | +88.5pp |
| Asia | 34 | 70.8% | +58.9pp |
| Americas | 22 | 66% | +66.0pp |
| Other | 1 | 64.2% | +64.2pp |
| Africa | 40 | 53.5% | +53.5pp |
Bank Account Ownership — full ranking
Every entity in this dataset, in HTML. The interactive panel above shows the same numbers; this is the one that survives without JavaScript.
| # | Entity | Adults (15+) with a financial account | Change |
|---|---|---|---|
| 1 | 🇮🇸 Iceland | 99.9% | — |
| 2 | 🇫🇮 Finland | 99.8% | — |
| 3 | 🇦🇹 Austria | 99.5% | — |
| 4 | 🇬🇧 UK | 99.3% | — |
| 5 | 🇫🇷 France | 99.2% | — |
| 6 | 🇳🇱 Netherlands | 99.2% | — |
| 7 | 🇱🇹 Lithuania | 99% | — |
| 8 | 🇪🇪 Estonia | 98.9% | — |
| 9 | 🇸🇮 Slovenia | 98.8% | — |
| 10 | 🇩🇰 Denmark | 98.7% | — |
| 11 | 🇸🇪 Sweden | 98.6% | — |
| 12 | 🇳🇴 Norway | 98.6% | — |
| 13 | 🇯🇵 Japan | 98.5% | — |
| 14 | 🇨🇭 Switzerland | 98.4% | — |
| 15 | 🇨🇦 Canada | 98.4% | — |
| 16 | 🇪🇸 Spain | 98.4% | — |
| 17 | 🇩🇪 Germany | 98.3% | — |
| 18 | 🇮🇪 Ireland | 98.3% | — |
| 19 | 🇲🇳 Mongolia | 98.3% | — |
| 20 | 🇧🇪 Belgium | 98.2% | — |
| 21 | 🇦🇺 Australia | 98% | — |
| 22 | 🇸🇬 Singapore | 98% | — |
| 23 | 🇳🇿 New Zealand | 97.9% | — |
| 24 | 🇭🇰 Hong Kong, China | 97.3% | — |
| 25 | 🇺🇸 USA | 97% | — |
| 26 | 🇰🇷 South Korea | 96.9% | — |
| 27 | 🇲🇹 Malta | 96.6% | — |
| 28 | 🇨🇾 Cyprus | 96.1% | — |
| 29 | 🇱🇻 Latvia | 95% | — |
| 30 | 🇭🇷 Croatia | 92.6% | — |
| 31 | 🇨🇿 Czech Republic | 92.3% | — |
| 32 | 🇸🇰 Slovak Republic | 92.2% | — |
| 33 | 🇹🇭 Thailand | 91.8% | — |
| 34 | 🇵🇹 Portugal | 91.4% | — |
| 35 | 🇮🇷 Iran | 91.1% | — |
| 36 | 🇰🇪 Kenya | 90.1% | — |
| 37 | 🇲🇺 Mauritius | 89.6% | — |
| 38 | 🇨🇳 China | 89.4% | — |
| 39 | 🇮🇱 Israel | 89.3% | — |
| 40 | 🇮🇳 India | 89% | — |
| 41 | 🇲🇾 Malaysia | 88.7% | — |
| 42 | 🇬🇷 Greece | 88.6% | — |
| 43 | 🇺🇦 Ukraine | 87.6% | — |
| 44 | 🇻🇪 Venezuela | 87.3% | — |
| 45 | 🇰🇿 Kazakhstan | 87.1% | — |
| 46 | 🇭🇺 Hungary | 87% | — |
| 47 | 🇧🇷 Brazil | 86.4% | — |
| 48 | 🇵🇱 Poland | 86.1% | — |
| 49 | 🇮🇹 Italy | 86% | — |
| 50 | 🇨🇱 Chile | 85.1% | — |
| 51 | 🇧🇬 Bulgaria | 84.7% | — |
| 52 | 🇲🇰 North Macedonia | 84.3% | — |
| 53 | 🇷🇸 Serbia | 83.3% | — |
| 54 | 🇧🇭 Bahrain | 82.3% | — |
| 55 | 🇦🇷 Argentina | 81.7% | — |
| 56 | 🇱🇰 Sri Lanka | 81.7% | — |
| 57 | 🇹🇷 Turkey | 81.6% | — |
| 58 | 🇬🇭 Ghana | 81.2% | — |
| 59 | 🇿🇦 South Africa | 81.1% | — |
| 60 | 🇷🇺 Russia | 79.3% | — |
| 61 | 🇸🇦 Saudi Arabia | 78.8% | — |
| 62 | 🇬🇪 Georgia | 78.8% | — |
| 63 | 🇧🇦 Bosnia and Herzegovina | 77.5% | — |
| 64 | 🇸🇳 Senegal | 76.5% | — |
| 65 | 🇲🇪 Montenegro | 75.4% | — |
| 66 | 🇹🇹 Trinidad and Tobago | 74.6% | — |
| 67 | 🇰🇼 Kuwait | 74.5% | — |
| 68 | 🇺🇾 Uruguay | 73.8% | — |
| 69 | 🇳🇦 Namibia | 72.9% | — |
| 70 | 🇺🇬 Uganda | 72.8% | — |
| 71 | 🇿🇲 Zambia | 72.7% | — |
| 72 | 🇰🇬 Kyrgyz Republic | 72.3% | — |
| 73 | 🇦🇲 Armenia | 71.4% | — |
| 74 | 🇨🇷 Costa Rica | 71.4% | — |
| 75 | 🇷🇴 Romania | 71.3% | — |
| 76 | 🇻🇳 Vietnam | 70.6% | — |
| 77 | 🇴🇲 Oman | 69.5% | — |
| 78 | 🇬🇦 Gabon | 68.2% | — |
| 79 | 🇧🇿 Belize | 68% | — |
| 80 | 🇸🇿 Eswatini | 65.1% | — |
| 81 | 🇩🇴 Dominican Republic | 64.8% | — |
| 82 | 🇪🇨 Ecuador | 64.5% | — |
| 83 | 🇽🇰 XKX | 64.2% | — |
| 84 | 🇵🇦 Panama | 64.1% | — |
| 85 | 🇳🇬 Nigeria | 63.3% | — |
| 86 | 🇱🇸 Lesotho | 61.6% | — |
| 87 | 🇧🇼 Botswana | 61.4% | — |
| 88 | 🇵🇾 Paraguay | 60.9% | — |
| 89 | 🇨🇲 Cameroon | 60.9% | — |
| 90 | 🇳🇵 Nepal | 60% | — |
| 91 | 🇹🇿 Tanzania | 59.8% | — |
| 92 | 🇺🇿 Uzbekistan | 59.7% | — |
| 93 | 🇵🇪 Peru | 59.3% | — |
| 94 | 🇨🇮 Cote d'Ivoire | 57.6% | — |
| 95 | 🇹🇬 Togo | 57.4% | — |
| 96 | 🇨🇴 Colombia | 57.1% | — |
| 97 | 🇧🇴 Bolivia | 56.9% | — |
| 98 | 🇮🇩 Indonesia | 56.3% | — |
| 99 | 🇦🇿 Azerbaijan | 56.3% | — |
| 100 | 🇨🇬 Congo, Rep. | 55.6% | — |
| 101 | 🇲🇩 Moldova | 55.5% | — |
| 102 | 🇲🇱 Mali | 54.8% | — |
| 103 | 🇹🇯 Tajikistan | 54.5% | — |
| 104 | 🇲🇿 Mozambique | 54.4% | — |
| 105 | 🇲🇽 Mexico | 53% | — |
| 106 | 🇱🇷 Liberia | 52.2% | — |
| 107 | 🇧🇯 Benin | 51.8% | — |
| 108 | 🇧🇫 Burkina Faso | 51.4% | — |
| 109 | 🇲🇼 Malawi | 50.4% | — |
| 110 | 🇵🇭 Philippines | 50.2% | — |
| 111 | 🇿🇼 Zimbabwe | 49.5% | — |
| 112 | 🇪🇹 Ethiopia | 48.8% | — |
| 113 | 🇯🇴 Jordan | 46.5% | — |
| 114 | 🇦🇱 Albania | 46.1% | — |
| 115 | 🇰🇲 Comoros | 45.5% | — |
| 116 | 🇲🇦 Morocco | 44.4% | — |
| 117 | 🇸🇻 El Salvador | 43.4% | — |
| 118 | 🇧🇩 Bangladesh | 43.3% | — |
| 119 | 🇪🇬 Egypt | 43.1% | — |
| 120 | 🇭🇳 Honduras | 42.4% | — |
| 121 | 🇵🇸 Palestine | 39.6% | — |
| 122 | 🇨🇩 Congo, Dem. Rep. | 39.2% | — |
| 123 | 🇰🇭 Cambodia | 39% | — |
| 124 | 🇸🇱 Sierra Leone | 38.6% | — |
| 125 | 🇬🇹 Guatemala | 38.3% | — |
| 126 | 🇬🇲 Gambia | 38.2% | — |
| 127 | 🇹🇳 Tunisia | 37.8% | — |
| 128 | 🇱🇦 Lao | 37.7% | — |
| 129 | 🇬🇳 Guinea | 36.1% | — |
| 130 | 🇩🇿 Algeria | 35.3% | — |
| 131 | 🇱🇾 Libya | 33.1% | — |
| 132 | 🇮🇶 Iraq | 30.2% | — |
| 133 | 🇲🇷 Mauritania | 27.3% | — |
| 134 | 🇵🇰 Pakistan | 27.3% | — |
| 135 | 🇲🇬 Madagascar | 24.5% | — |
| 136 | 🇳🇮 Nicaragua | 23.5% | — |
| 137 | 🇱🇧 Lebanon | 23% | — |
| 138 | 🇹🇩 Chad | 20.9% | — |
| 139 | 🇳🇪 Niger | 14.8% | — |
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