B BullDozer

Made a Digital Payment

Share of adults (15+) who made or received a digital payment in the past year — the headline fintech-adoption measure. World Bank Global Findex.

Source: World Bank Open Data Licence: CC BY 4.0 Unit: % Parsed: 2026-07-07 Open source ↗

Period: Global Findex 2021/2024. Method: World Bank Findex survey; share of adults 15+; latest available year per country.

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Avg (2017)
46.4%
single period
Improving
0
of 144 tracked
Declining
0
period over period
Stable
144
±0.5pp band

Adults (15+) who made a digital payment

Interactive — choose a period, search a country, switch between bars, table and map.

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Made a Digital Payment — full ranking

Every entity in this dataset, in HTML. The interactive panel above shows the same numbers; this is the one that survives without JavaScript.

144 entities, 2017. Highest first.
#EntityAdults (15+) who made a digital payment
1🇳🇴 Norway98.9%
2🇩🇰 Denmark98.5%
3🇫🇮 Finland98.2%
4🇸🇪 Sweden97.5%
5🇨🇦 Canada97%
6🇳🇱 Netherlands96.9%
7🇱🇺 Luxembourg96.8%
8🇩🇪 Germany96.6%
9🇧🇪 Belgium96.3%
10🇳🇿 New Zealand96.1%
11🇨🇭 Switzerland95.2%
12🇪🇪 Estonia94.4%
13🇬🇧 UK94.2%
14🇦🇺 Australia93.6%
15🇦🇹 Austria93.5%
16🇮🇪 Ireland91.2%
17🇰🇷 South Korea90.8%
18🇸🇮 Slovenia89.9%
19🇫🇷 France89.5%
20🇺🇸 USA89%
21🇯🇵 Japan88.6%
22🇪🇸 Spain88.2%
23🇮🇹 Italy86.2%
24🇮🇱 Israel86%
25🇸🇬 Singapore84.4%
26🇱🇻 Latvia83.1%
27🇵🇹 Portugal81.2%
28🇮🇷 Iran79.4%
29🇲🇳 Mongolia79.4%
30🇲🇹 Malta79.3%
31🇵🇱 Poland79%
32🇭🇰 Hong Kong, China77.4%
33🇰🇪 Kenya76.4%
34🇨🇿 Czech Republic76.4%
35🇦🇪 UAE76.1%
36🇸🇰 Slovak Republic75.9%
37🇭🇷 Croatia75.1%
38🇧🇾 Belarus69.3%
39🇹🇼 Taiwan69.3%
40🇧🇭 Bahrain68.7%
41🇱🇹 Lithuania67%
42🇨🇾 Cyprus65.5%
43🇻🇪 Venezuela64.8%
44🇳🇦 Namibia63.1%
45🇰🇼 Kuwait62.7%
46🇭🇺 Hungary61.7%
47🇷🇺 Russia61.6%
48🇨🇳 China60.9%
49🇲🇾 Malaysia60.1%
50🇸🇦 Saudi Arabia57.5%
51🇬🇷 Greece56.6%
52🇨🇱 Chile56.4%
53🇹🇷 Turkey54.2%
54🇲🇺 Mauritius53.5%
55🇺🇾 Uruguay52.6%
56🇺🇬 Uganda51.3%
57🇹🇹 Trinidad and Tobago50%
58🇬🇦 Gabon49.9%
59🇷🇸 Serbia49.8%
60🇿🇼 Zimbabwe49.2%
61🇲🇰 North Macedonia49.1%
62🇺🇦 Ukraine47.4%
63🇨🇷 Costa Rica46.4%
64🇧🇷 Brazil45.9%
65🇲🇪 Montenegro45.1%
66🇬🇭 Ghana43.4%
67🇹🇭 Thailand43.2%
68🇿🇦 South Africa43.1%
69🇧🇬 Bulgaria41.2%
70🇹🇿 Tanzania39.8%
71🇰🇿 Kazakhstan38.3%
72🇱🇰 Sri Lanka37.4%
73🇹🇯 Tajikistan37%
74🇵🇾 Paraguay36.8%
75🇨🇮 Cote d'Ivoire35.4%
76🇸🇳 Senegal34.7%
77🇧🇼 Botswana34.3%
78🇧🇫 Burkina Faso33.6%
79🇱🇸 Lesotho33.5%
80🇩🇴 Dominican Republic33.2%
81🇿🇲 Zambia33.1%
82🇧🇴 Bolivia33.1%
83🇷🇴 Romania32.7%
84🇧🇦 Bosnia and Herzegovina32.4%
85🇦🇷 Argentina31.9%
86🇦🇲 Armenia31.9%
87🇺🇿 Uzbekistan31.7%
88🇷🇼 Rwanda31.5%
89🇭🇳 Honduras30.5%
90🇧🇩 Bangladesh30.1%
91🇲🇿 Mozambique29.6%
92🇲🇩 Moldova29.5%
93🇬🇪 Georgia29.1%
94🇨🇴 Colombia28.6%
95🇲🇱 Mali27.4%
96🇱🇧 Lebanon27.1%
97🇹🇬 Togo27%
98🇮🇩 Indonesia26.8%
99🇬🇹 Guatemala26.7%
100🇰🇬 Kyrgyz Republic26.6%
101🇵🇦 Panama25.1%
102🇧🇯 Benin25%
103🇵🇪 Peru24.5%
104🇨🇲 Cameroon24.5%
105🇱🇷 Liberia24.1%
106🇳🇬 Nigeria23.7%
107🇽🇰 XKX23.5%
108🇲🇽 Mexico22.7%
109🇭🇹 Haiti22.7%
110🇲🇼 Malawi22.3%
111🇪🇨 Ecuador22%
112🇱🇾 Libya20.8%
113🇮🇳 India20%
114🇨🇩 Congo, Dem. Rep.19.8%
115🇹🇳 Tunisia19.1%
116🇸🇻 El Salvador18.3%
117🇳🇮 Nicaragua18%
118🇹🇩 Chad17.3%
119🇻🇳 Vietnam16.1%
120🇬🇳 Guinea15.9%
121🇩🇿 Algeria15.6%
122🇦🇱 Albania14.4%
123🇵🇰 Pakistan14.3%
124🇨🇬 Congo, Rep.14.2%
125🇵🇭 Philippines13.6%
126🇯🇴 Jordan13.6%
127🇸🇱 Sierra Leone13.2%
128🇰🇭 Cambodia12.5%
129🇲🇬 Madagascar12.1%
130🇮🇶 Iraq11.1%
131🇳🇪 Niger10.4%
132🇦🇿 Azerbaijan10.4%
133🇲🇷 Mauritania9.9%
134🇹🇲 Turkmenistan9.3%
135🇳🇵 Nepal9.1%
136🇲🇦 Morocco8.7%
137🇵🇸 Palestine8.2%
138🇱🇦 Lao7.6%
139🇪🇹 Ethiopia6.9%
140🇨🇫 Central African Republic6.4%
141🇪🇬 Egypt5.9%
142🇸🇸 South Sudan4.6%
143🇦🇫 Afghanistan3.8%
144🇲🇲 Myanmar3.6%

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