Credit to Private Non-financial Sector (BIS)
Credit to Private Non-financial Sector. Bank for International Settlements — Credit statistics, 2018–2025.
Source: Bank for International Settlements — Credit statistics Licence: BIS terms — public data Unit: % of GDP Parsed: 2026-08-03 Open source ↗
Avg (2025)
147.6
-2.2pp vs 2024
Improving
17
of 43 tracked
Declining
21
period over period
Stable
5
±0.5pp band
Credit to Private Non-financial Sector
Interactive — choose a period, search a country, switch between bars, table and map.
azenha.ai/bulldozer
Trend over time
Group average by period, 2018–2025.
East Asia & PacificAmericasEurope & Central AsiaMiddle East & North AfricaSub-Saharan AfricaSouth Asia
azenha.ai/bulldozer
Movers
Biggest period-over-period changes.
Top risers
| Entity | Now | Change |
|---|---|---|
| 🇸🇬 Singapore | 171.2 | +11.4pp |
| 🇮🇳 India | 102.3 | +7.0pp |
| 🇸🇦 Saudi Arabia | 77.6 | +6.7pp |
| 🇷🇺 Russian Federation | 106.1 | +5.9pp |
| 🇦🇷 Argentina | 28.9 | +5.7pp |
Top fallers
| Entity | Now | Change |
|---|---|---|
| 🇱🇺 Luxembourg | 420 | -34.6pp |
| 🇮🇪 Ireland | 116.2 | -27.7pp |
| 🇸🇪 Sweden | 228.9 | -19.0pp |
| 🇹🇭 Thailand | 156 | -14.6pp |
| 🇳🇱 Netherlands | 260 | -9.4pp |
By group
Change by group, latest period.
South Asia +7.0pp
Middle East & North Africa +5.5pp
East Asia & Pacific +0.70pp
Sub-Saharan Africa -0.30pp
Americas -0.90pp
Europe & Central Asia -5.1pp
| Group | Members | Avg | Change |
|---|---|---|---|
| East Asia & Pacific | 10 | 176.7 | +0.70pp |
| Europe & Central Asia | 22 | 159.7 | -5.1pp |
| South Asia | 1 | 102.3 | +7.0pp |
| Americas | 7 | 100.7 | -0.90pp |
| Middle East & North Africa | 2 | 96.8 | +5.5pp |
| Sub-Saharan Africa | 1 | 66.6 | -0.30pp |
Credit to Private Non-financial Sector (BIS) — full ranking
Every entity in this dataset, in HTML. The interactive panel above shows the same numbers; this is the one that survives without JavaScript.
| # | Entity | Credit to Private Non-financial Sector | Change |
|---|---|---|---|
| 1 | 🇱🇺 Luxembourg | 420 | -34.6pp |
| 2 | 🇭🇰 Hong Kong SAR | 328.5 | +1.6pp |
| 3 | 🇳🇱 Netherlands | 260 | -9.4pp |
| 4 | 🇨🇭 Switzerland | 251.9 | -2.3pp |
| 5 | 🇸🇪 Sweden | 228.9 | -19.0pp |
| 6 | 🇩🇰 Denmark | 224.9 | -0.20pp |
| 7 | 🇳🇴 Norway | 222.6 | -0.80pp |
| 8 | 🇨🇦 Canada | 218.9 | +0.10pp |
| 9 | 🇫🇷 France | 215.4 | +1.2pp |
| 10 | 🇨🇳 China, People's Republic of | 200.8 | +2.9pp |
| 11 | 🇰🇷 Korea, Republic of | 199 | -1.3pp |
| 12 | 🇫🇮 Finland | 177.4 | -2.3pp |
| 13 | 🇦🇺 Australia | 176.1 | +2.7pp |
| 14 | 🇯🇵 Japan | 175.1 | +0.80pp |
| 15 | 🇧🇪 Belgium | 174.7 | -3.7pp |
| 16 | 🇸🇬 Singapore | 171.2 | +11.4pp |
| 17 | 🇳🇿 New Zealand | 161.2 | +1.1pp |
| 18 | 🇲🇾 Malaysia | 158.4 | +1.6pp |
| 19 | 🇹🇭 Thailand | 156 | -14.6pp |
| 20 | 🇺🇸 United States | 140.3 | -2.2pp |
| 21 | 🇩🇪 Germany | 136.7 | -1.0pp |
| 22 | 🇬🇧 United Kingdom | 132.6 | -5.1pp |
| 23 | 🇨🇱 Chile | 130.5 | -8.9pp |
| 24 | 🇵🇹 Portugal | 128.1 | -2.3pp |
| 25 | 🇦🇹 Austria | 125.5 | -5.6pp |
| 26 | 🇪🇸 Spain | 119.3 | -5.2pp |
| 27 | 🇮🇪 Ireland | 116.2 | -27.7pp |
| 28 | 🇮🇱 Israel | 115.9 | +4.4pp |
| 29 | 🇷🇺 Russian Federation | 106.1 | +5.9pp |
| 30 | 🇮🇳 India | 102.3 | +7.0pp |
| 31 | 🇬🇷 Greece | 97.4 | +2.2pp |
| 32 | 🇮🇹 Italy | 94.3 | -0.60pp |
| 33 | 🇧🇷 Brazil | 93 | -0.20pp |
| 34 | 🇭🇺 Hungary | 90.9 | -4.4pp |
| 35 | 🇨🇿 Czech Republic | 85.2 | +0.70pp |
| 36 | 🇸🇦 Saudi Arabia | 77.6 | +6.7pp |
| 37 | 🇿🇦 South Africa | 66.6 | -0.30pp |
| 38 | 🇵🇱 Poland | 56.8 | -1.3pp |
| 39 | 🇨🇴 Colombia | 54.4 | -0.20pp |
| 40 | 🇹🇷 Türkiye, Republic of | 49 | +2.2pp |
| 41 | 🇮🇩 Indonesia | 40.6 | +0.90pp |
| 42 | 🇲🇽 Mexico | 38.7 | -0.80pp |
| 43 | 🇦🇷 Argentina | 28.9 | +5.7pp |