Credit to Households (BIS)
Credit to Households. Bank for International Settlements — Credit statistics, 2018–2025.
Source: Bank for International Settlements — Credit statistics Licence: BIS terms — public data Unit: % of GDP Parsed: 2026-08-03 Open source ↗
Avg (2025)
54.5
0.00pp vs 2024
Improving
14
of 43 tracked
Declining
17
period over period
Stable
12
±0.5pp band
Credit to Households
Interactive — choose a period, search a country, switch between bars, table and map.
azenha.ai/bulldozer
Trend over time
Group average by period, 2018–2025.
AmericasEurope & Central AsiaEast Asia & PacificSub-Saharan AfricaMiddle East & North AfricaSouth Asia
azenha.ai/bulldozer
Movers
Biggest period-over-period changes.
Top risers
| Entity | Now | Change |
|---|---|---|
| 🇮🇳 India | 47.8 | +3.3pp |
| 🇦🇺 Australia | 114 | +2.0pp |
| 🇨🇭 Switzerland | 123 | +1.9pp |
| 🇳🇴 Norway | 87.3 | +1.9pp |
| 🇸🇬 Singapore | 44 | +1.6pp |
Top fallers
| Entity | Now | Change |
|---|---|---|
| 🇨🇳 China, People's Republic of | 58 | -2.0pp |
| 🇩🇰 Denmark | 84.1 | -1.7pp |
| 🇱🇺 Luxembourg | 61.2 | -1.6pp |
| 🇬🇧 United Kingdom | 73.6 | -1.3pp |
| 🇹🇭 Thailand | 87.5 | -1.3pp |
By group
Change by group, latest period.
South Asia +3.3pp
Middle East & North Africa +0.80pp
Americas +0.10pp
East Asia & Pacific -0.10pp
Europe & Central Asia -0.20pp
Sub-Saharan Africa -0.30pp
| Group | Members | Avg | Change |
|---|---|---|---|
| East Asia & Pacific | 10 | 71.7 | -0.10pp |
| Europe & Central Asia | 22 | 53.3 | -0.20pp |
| South Asia | 1 | 47.8 | +3.3pp |
| Americas | 7 | 42.7 | +0.10pp |
| Middle East & North Africa | 2 | 37.3 | +0.80pp |
| Sub-Saharan Africa | 1 | 33.5 | -0.30pp |
Credit to Households (BIS) — full ranking
Every entity in this dataset, in HTML. The interactive panel above shows the same numbers; this is the one that survives without JavaScript.
| # | Entity | Credit to Households | Change |
|---|---|---|---|
| 1 | 🇨🇭 Switzerland | 123 | +1.9pp |
| 2 | 🇦🇺 Australia | 114 | +2.0pp |
| 3 | 🇨🇦 Canada | 100.6 | +0.10pp |
| 4 | 🇳🇱 Netherlands | 93.8 | -0.50pp |
| 5 | 🇳🇿 New Zealand | 91.1 | +1.2pp |
| 6 | 🇰🇷 Korea, Republic of | 88.6 | -1.0pp |
| 7 | 🇭🇰 Hong Kong SAR | 87.8 | 0.00pp |
| 8 | 🇹🇭 Thailand | 87.5 | -1.3pp |
| 9 | 🇳🇴 Norway | 87.3 | +1.9pp |
| 10 | 🇩🇰 Denmark | 84.1 | -1.7pp |
| 11 | 🇸🇪 Sweden | 82.1 | -0.60pp |
| 12 | 🇬🇧 United Kingdom | 73.6 | -1.3pp |
| 13 | 🇲🇾 Malaysia | 69.8 | +0.40pp |
| 14 | 🇺🇸 United States | 68.1 | -1.2pp |
| 15 | 🇫🇮 Finland | 62.9 | -1.0pp |
| 16 | 🇱🇺 Luxembourg | 61.2 | -1.6pp |
| 17 | 🇯🇵 Japan | 61.1 | -1.0pp |
| 18 | 🇫🇷 France | 59.7 | -0.80pp |
| 19 | 🇨🇳 China, People's Republic of | 58 | -2.0pp |
| 20 | 🇧🇪 Belgium | 56.8 | +0.10pp |
| 21 | 🇵🇹 Portugal | 53.9 | +1.3pp |
| 22 | 🇩🇪 Germany | 48.9 | -0.70pp |
| 23 | 🇮🇳 India | 47.8 | +3.3pp |
| 24 | 🇸🇬 Singapore | 44 | +1.6pp |
| 25 | 🇨🇱 Chile | 43.8 | -1.2pp |
| 26 | 🇮🇱 Israel | 42.8 | +0.60pp |
| 27 | 🇪🇸 Spain | 42.8 | -0.90pp |
| 28 | 🇦🇹 Austria | 41.6 | -1.3pp |
| 29 | 🇬🇷 Greece | 38.1 | -1.0pp |
| 30 | 🇧🇷 Brazil | 37.6 | +1.4pp |
| 31 | 🇮🇹 Italy | 35.8 | -0.20pp |
| 32 | 🇿🇦 South Africa | 33.5 | -0.30pp |
| 33 | 🇸🇦 Saudi Arabia | 31.7 | +1.1pp |
| 34 | 🇨🇿 Czech Republic | 31.4 | +0.70pp |
| 35 | 🇨🇴 Colombia | 25.5 | -0.10pp |
| 36 | 🇮🇪 Ireland | 23.8 | +0.20pp |
| 37 | 🇵🇱 Poland | 22.1 | -0.50pp |
| 38 | 🇷🇺 Russian Federation | 21.4 | -0.10pp |
| 39 | 🇭🇺 Hungary | 18.3 | +1.1pp |
| 40 | 🇲🇽 Mexico | 17.4 | +0.50pp |
| 41 | 🇮🇩 Indonesia | 15.5 | -0.70pp |
| 42 | 🇹🇷 Türkiye, Republic of | 10.1 | +0.70pp |
| 43 | 🇦🇷 Argentina | 5.7 | +1.0pp |