Debit Card Ownership
Share of adults (15+) who own a debit card. World Bank Global Findex.
Period: Global Findex 2021/2024. Method: World Bank Findex survey; share of adults 15+; latest available year per country.
Avg (2024)
51.5%
+47.6pp vs 2022
Improving
0
of 141 tracked
Declining
1
period over period
Stable
0
±0.5pp band
Adults (15+) who own a debit card
Interactive — choose a period, search a country, switch between bars, table and map.
azenha.ai/bulldozer
Trend over time
Group average by period, 2011–2024.
AsiaEuropeAfricaAmericasOther
azenha.ai/bulldozer
Movers
Biggest period-over-period changes.
Top risers
| Entity | Now | Change |
|---|---|---|
| 🇫🇮 Finland | 98.9% | +98.9pp |
| 🇸🇪 Sweden | 97.9% | +97.8pp |
| 🇩🇰 Denmark | 97.3% | +97.3pp |
| 🇳🇱 Netherlands | 97.2% | +97.2pp |
| 🇧🇪 Belgium | 96.4% | +96.4pp |
Top fallers
| Entity | Now | Change |
|---|---|---|
| 🇾🇪 Yemen | 0% | -4.2pp |
By group
Change by group, latest period.
Europe +81.9pp
Other +55.6pp
Asia +51.4pp
Americas +49.7pp
Africa +18.0pp
| Group | Members | Avg | Change |
|---|---|---|---|
| Europe | 42 | 81.9% | +81.9pp |
| Asia | 35 | 55.6% | +51.4pp |
| Other | 1 | 55.6% | +55.6pp |
| Americas | 22 | 49.7% | +49.7pp |
| Africa | 40 | 18% | +18.0pp |
Debit Card Ownership — full ranking
Every entity in this dataset, in HTML. The interactive panel above shows the same numbers; this is the one that survives without JavaScript.
| # | Entity | Adults (15+) who own a debit card | Change |
|---|---|---|---|
| 1 | 🇫🇮 Finland | 98.9% | — |
| 2 | 🇸🇪 Sweden | 97.9% | — |
| 3 | 🇩🇰 Denmark | 97.3% | — |
| 4 | 🇳🇱 Netherlands | 97.2% | — |
| 5 | 🇧🇪 Belgium | 96.4% | — |
| 6 | 🇳🇴 Norway | 96% | — |
| 7 | 🇸🇮 Slovenia | 95.8% | — |
| 8 | 🇬🇧 UK | 95.7% | — |
| 9 | 🇦🇹 Austria | 95.5% | — |
| 10 | 🇪🇪 Estonia | 95.4% | — |
| 11 | 🇸🇬 Singapore | 95% | — |
| 12 | 🇩🇪 Germany | 94.8% | — |
| 13 | 🇨🇦 Canada | 94.5% | — |
| 14 | 🇮🇪 Ireland | 94.2% | — |
| 15 | 🇮🇸 Iceland | 94.1% | — |
| 16 | 🇳🇿 New Zealand | 93.7% | — |
| 17 | 🇱🇹 Lithuania | 93.1% | — |
| 18 | 🇫🇷 France | 92.7% | — |
| 19 | 🇲🇹 Malta | 92.1% | — |
| 20 | 🇦🇺 Australia | 91.9% | — |
| 21 | 🇯🇵 Japan | 91.5% | — |
| 22 | 🇸🇰 Slovak Republic | 89.4% | — |
| 23 | 🇮🇷 Iran | 89.1% | — |
| 24 | 🇭🇷 Croatia | 88.8% | — |
| 25 | 🇹🇼 Taiwan | 88.3% | — |
| 26 | 🇭🇰 Hong Kong, China | 88.3% | — |
| 27 | 🇨🇿 Czech Republic | 88.1% | — |
| 28 | 🇨🇾 Cyprus | 87.8% | — |
| 29 | 🇲🇳 Mongolia | 87.5% | — |
| 30 | 🇺🇸 USA | 87.4% | — |
| 31 | 🇱🇻 Latvia | 87.2% | — |
| 32 | 🇵🇹 Portugal | 87% | — |
| 33 | 🇨🇭 Switzerland | 86.4% | — |
| 34 | 🇪🇸 Spain | 85.9% | — |
| 35 | 🇭🇺 Hungary | 82.9% | — |
| 36 | 🇺🇦 Ukraine | 81.8% | — |
| 37 | 🇵🇱 Poland | 81.4% | — |
| 38 | 🇨🇳 China | 81.1% | — |
| 39 | 🇧🇬 Bulgaria | 81% | — |
| 40 | 🇮🇹 Italy | 81% | — |
| 41 | 🇨🇱 Chile | 80.8% | — |
| 42 | 🇬🇷 Greece | 80.8% | — |
| 43 | 🇧🇭 Bahrain | 80.1% | — |
| 44 | 🇲🇾 Malaysia | 80.1% | — |
| 45 | 🇰🇷 South Korea | 79.6% | — |
| 46 | 🇹🇷 Turkey | 79.1% | — |
| 47 | 🇲🇺 Mauritius | 78.5% | — |
| 48 | 🇸🇦 Saudi Arabia | 76% | — |
| 49 | 🇷🇸 Serbia | 75.3% | — |
| 50 | 🇲🇰 North Macedonia | 75.2% | — |
| 51 | 🇧🇷 Brazil | 73.9% | — |
| 52 | 🇺🇾 Uruguay | 72.3% | — |
| 53 | 🇻🇪 Venezuela | 71.6% | — |
| 54 | 🇷🇺 Russia | 71.6% | — |
| 55 | 🇰🇼 Kuwait | 70.6% | — |
| 56 | 🇰🇿 Kazakhstan | 67.7% | — |
| 57 | 🇴🇲 Oman | 66.4% | — |
| 58 | 🇷🇴 Romania | 65.4% | — |
| 59 | 🇻🇳 Vietnam | 64.8% | — |
| 60 | 🇧🇦 Bosnia and Herzegovina | 64.6% | — |
| 61 | 🇬🇪 Georgia | 64.5% | — |
| 62 | 🇦🇷 Argentina | 64.1% | — |
| 63 | 🇨🇷 Costa Rica | 62.9% | — |
| 64 | 🇿🇦 South Africa | 59.8% | — |
| 65 | 🇲🇪 Montenegro | 59.1% | — |
| 66 | 🇰🇬 Kyrgyz Republic | 58.5% | — |
| 67 | 🇹🇭 Thailand | 56.9% | — |
| 68 | 🇽🇰 XKX | 55.6% | — |
| 69 | 🇹🇹 Trinidad and Tobago | 55.2% | — |
| 70 | 🇺🇿 Uzbekistan | 52.6% | — |
| 71 | 🇵🇦 Panama | 49.4% | — |
| 72 | 🇦🇿 Azerbaijan | 49.3% | — |
| 73 | 🇮🇱 Israel | 48.6% | — |
| 74 | 🇳🇬 Nigeria | 48.3% | — |
| 75 | 🇳🇦 Namibia | 47% | — |
| 76 | 🇪🇨 Ecuador | 45.7% | — |
| 77 | 🇧🇿 Belize | 44.6% | — |
| 78 | 🇦🇲 Armenia | 43.7% | — |
| 79 | 🇲🇩 Moldova | 43.5% | — |
| 80 | 🇩🇴 Dominican Republic | 43.2% | — |
| 81 | 🇱🇰 Sri Lanka | 42.2% | — |
| 82 | 🇮🇩 Indonesia | 41.4% | — |
| 83 | 🇲🇽 Mexico | 40.1% | — |
| 84 | 🇮🇳 India | 37.6% | — |
| 85 | 🇵🇪 Peru | 36.7% | — |
| 86 | 🇧🇴 Bolivia | 33.8% | — |
| 87 | 🇦🇱 Albania | 32.8% | — |
| 88 | 🇸🇳 Senegal | 32.7% | — |
| 89 | 🇵🇾 Paraguay | 32.7% | — |
| 90 | 🇪🇬 Egypt | 32.6% | — |
| 91 | 🇸🇿 Eswatini | 31.7% | — |
| 92 | 🇵🇸 Palestine | 31.4% | — |
| 93 | 🇯🇴 Jordan | 30% | — |
| 94 | 🇱🇦 Lao | 28.4% | — |
| 95 | 🇧🇼 Botswana | 28.1% | — |
| 96 | 🇲🇦 Morocco | 27.2% | — |
| 97 | 🇱🇾 Libya | 26.1% | — |
| 98 | 🇨🇴 Colombia | 26.1% | — |
| 99 | 🇹🇳 Tunisia | 25.7% | — |
| 100 | 🇸🇻 El Salvador | 25.4% | — |
| 101 | 🇹🇯 Tajikistan | 24% | — |
| 102 | 🇮🇶 Iraq | 23.8% | — |
| 103 | 🇩🇿 Algeria | 22.2% | — |
| 104 | 🇭🇳 Honduras | 21.5% | — |
| 105 | 🇵🇭 Philippines | 20.1% | — |
| 106 | 🇰🇪 Kenya | 19.5% | — |
| 107 | 🇱🇸 Lesotho | 18.2% | — |
| 108 | 🇬🇹 Guatemala | 18.1% | — |
| 109 | 🇳🇵 Nepal | 17.7% | — |
| 110 | 🇿🇼 Zimbabwe | 17.4% | — |
| 111 | 🇬🇭 Ghana | 14.8% | — |
| 112 | 🇲🇿 Mozambique | 14.3% | — |
| 113 | 🇹🇿 Tanzania | 14.1% | — |
| 114 | 🇳🇮 Nicaragua | 13.9% | — |
| 115 | 🇱🇧 Lebanon | 13.4% | — |
| 116 | 🇪🇹 Ethiopia | 12.8% | — |
| 117 | 🇿🇲 Zambia | 12.6% | — |
| 118 | 🇰🇭 Cambodia | 11.6% | — |
| 119 | 🇰🇲 Comoros | 11.4% | — |
| 120 | 🇲🇷 Mauritania | 10.9% | — |
| 121 | 🇵🇰 Pakistan | 10.6% | — |
| 122 | 🇲🇱 Mali | 10.4% | — |
| 123 | 🇹🇬 Togo | 10.2% | — |
| 124 | 🇬🇲 Gambia | 9.5% | — |
| 125 | 🇺🇬 Uganda | 9.3% | — |
| 126 | 🇬🇦 Gabon | 8.5% | — |
| 127 | 🇧🇫 Burkina Faso | 7.9% | — |
| 128 | 🇨🇲 Cameroon | 7.8% | — |
| 129 | 🇧🇩 Bangladesh | 7.7% | — |
| 130 | 🇨🇮 Cote d'Ivoire | 7% | — |
| 131 | 🇬🇳 Guinea | 6.3% | — |
| 132 | 🇨🇬 Congo, Rep. | 5.4% | — |
| 133 | 🇨🇩 Congo, Dem. Rep. | 5.3% | — |
| 134 | 🇹🇩 Chad | 5.1% | — |
| 135 | 🇧🇯 Benin | 4.9% | — |
| 136 | 🇲🇼 Malawi | 4.2% | — |
| 137 | 🇱🇷 Liberia | 3.9% | — |
| 138 | 🇸🇱 Sierra Leone | 3.5% | — |
| 139 | 🇲🇬 Madagascar | 2.5% | — |
| 140 | 🇳🇪 Niger | 1.8% | — |
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