Reference glossary

Plain-English definitions of the terms used across AlfaCat. Market-neutral — what the number means, not what to do about it.

Start here the essentials — tap one to jump to it

Basics

Stock · Share

A unit of ownership in a company. Own one share and you own a tiny slice of the business and its future profits.

Exchange-Traded Fund · ETF

A basket of assets that trades like a single stock. The cheap, one-click way to own a whole index or theme.

Index

A measured basket of stocks standing in for a market — e.g. the S&P 500 tracks 500 large US companies.

Index Fund

A fund that simply mirrors an index instead of picking stocks. Low fees, broad exposure — the default for most long-term investors.

Dividend

A slice of profit a company pays out to shareholders, usually quarterly. Cash return you get without selling.

Bull Market

A sustained rise in prices and optimism. "Being bullish" = expecting things to go up.

Bear Market

A sustained fall, usually 20%+ from the peak. "Being bearish" = expecting things to go down.

Compound Interest

Earning returns on your past returns. Small gains snowball over years — the single most important force in investing.

Ticker

The short symbol a security trades under — AAPL for Apple, VOO for the Vanguard S&P 500 ETF.

Broker

The firm or app that places your buy and sell orders on an exchange and holds your assets.

Blue Chip

A large, established, financially sound company with a long track record. Lower drama, steadier returns.

Initial Public Offering · IPO

The first time a company sells shares to the public and starts trading on an exchange.

Fundamentals

Price / Earnings · P/E

Share price ÷ earnings per share. How many years of current profit you pay for one share. Lower can mean cheaper — or a struggling business.

Market Capitalisation · Market cap

Share price × shares outstanding. The market’s price tag for the whole company.

Dividend Yield

Annual dividend per share ÷ price, as a percent. Income return before any price change.

Earnings Per Share · EPS

Net profit attributed to each share. The denominator engine behind P/E.

Price / Book · P/B

Price ÷ book value (assets minus liabilities) per share. Below 1 can mean the market values it under its balance sheet.

Return on Equity · ROE

Profit ÷ shareholder equity. How efficiently the company turns owners’ money into earnings.

Earnings

A company’s profit for a period. Quarterly "earnings" reports move prices the most.

Technical

Relative Strength Index · RSI

Momentum oscillator, 0–100. Above 70 is often called overbought, below 30 oversold. A tendency, not a signal.

Moving Average · MA

Average close over N days, smoothing noise to show trend. 50- and 200-day are the common ones.

Volatility

How much a price swings, usually annualised standard deviation of returns. Higher = wider range of outcomes.

VWAP

Volume-weighted average price — the day’s average price weighted by how much traded at each level. Where trading actually clustered.

Bollinger Bands

A moving average with bands two standard deviations above and below. Price near the edges hints at stretch.

Risk

Diversification

Spreading capital across assets that don’t move together, lowering portfolio swings for the same expected return.

Drawdown

Peak-to-trough drop of a portfolio or asset. Max drawdown is the worst such fall over a period.

Sharpe Ratio

Return above the risk-free rate ÷ volatility. Return earned per unit of risk taken.

Position Sizing

How much capital to put in one trade so a stop-loss costs only a fixed % of the account.

Beta

How much a stock moves relative to the market. Beta 1 = moves with it; above 1 = swings more.

Risk / Reward

Potential gain to a target ÷ potential loss to a stop. Below 1 means you risk more than the trade can return.

Trading

Order Types

Market (fill now at best price), Limit (fill only at your price or better), Stop (becomes a market order once a trigger price is hit).

Bid / Ask Spread

Gap between the best buy and best sell price. A hidden cost that widens in illiquid names.

Liquidity

How easily you can buy or sell without moving the price. Big names are liquid; thin ones aren’t.

Short Selling

Borrowing a stock to sell now and buy back later, betting the price falls. Losses are unlimited if it rises.

Stop-Loss

A pre-set sell order that caps a loss by exiting once the price drops to your line.